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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. The purpose of the Life and Health Insurance Guaranty Corporation is to guarantee:

A) The issuance of life insurance and health insurance policies.
B) That an insurance company will never fail.
C) The issuance of life insurance policies.
D) Benefits if the insurer is unable to pay benefits due to impairment or insolvency.

2. The time when an insured must be disabled before becoming eligible for disability benefits is the:

A) Grace period
B) Contestability period
C) Elimination period
D) Benefit period

3. A refusal to do business with a particular individual or business is known as:

A) An injunction
B) A boycott
C) An estoppel
D) A binder

4. The life insurance buyer ' s guide includes information about all of the following EXCEPT how to:

A) Take civil action against an insurer
B) Compare life insurance policy requirements
C) Decide how much life insurance to buy
D) Calculate

5. Under what circumstances will a contingent beneficiary be entitled to proceeds from a life insurance policy?

A) After all outstanding debts of the insured have been settled
B) If the primary beneficiary has predeceased the insured
C) If the contingent beneficiary is a child of the insured
D) After proceeds are paid to the primary beneficiary

Solutions: